Learn what factors determine your Experian credit score and how to get your credit report. Keep track of your credit history and learn how to improve credit score.
Learn why should monitor your credit and explore typical features of a credit monitoring service. Understand how to protect your credit and guard against identity theft.
Most lenders have their own systems for determining creditworthiness, but one stable factor among most is that they use either the FICO® Score or the VantageScore® scoring system.
Your credit history is collected by companies called credit reporting bureaus. These credit bureaus collect information about your habits into a credit report, often accompanied by a score that rates how creditworthy you are.
Chapter 13 bankruptcy is essentially a structured payment plan, offering insights on eligibility, process, benefits and how it can help with debt management.
Peer-to-peer lending is a form of direct lending between investors and borrowers via an online platform, bypassing traditional banks. Learn more about lenders.